Hot Jobs at PayJoy – South Africa Edition (2025)

Looking to elevate your career in South Africa’s fintech scene this year? PayJoy—pioneers in phone-backed credit for underserved markets—are actively hiring top talent in Johannesburg and beyond. With growing operations, especially in fraud prevention and IT, they’re offering competitive roles ideal for candidates blending purpose, tech, and community impact. Here’s the full breakdown to help you apply with confidence.

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South Africa’s 2025 Job Market (Quick Overview)

• Unemployment Rate: 31.9% (Stats SA, Q1 2025)

• In-Demand Sectors: FinTech, data & analytics, cybersecurity, remote customer support

• Emerging Trend: Companies in the fintech space are scaling fraud & IT teams to manage digital inclusion and compliance

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Featured Openings at PayJoy SA

Here are the current openings in South Africa—exclusive to 2025.

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Role Details & Requirements

1. Fraud Operations Lead

• Responsibilities: Monitor and investigate transactions, build fraud models, collaborate with cross‑functional teams, train staff. Salary.com+7Indeed+7Lever+7

• Essential Requirements:

  • 2+ years in financial fraud prevention

  • Bachelor’s degree (Finance, Business Admin, CIS)

  • Strong analytical, communication skills

• Desirable Extras: CFE certification, experience with phone-finance, familiarity with SSA compliance standards PayJoy+10Lever+10Indeed+10LinkedIn+6Job Placements+6Job Placements+6

2. Senior IT Specialist

• Responsibilities: Manage IT infrastructure (networks, servers, security), support hybrid environments, optimize tools, ensure data resilience. Salary.com+5MyJobMag+5Indeed+5

• Requirements:

  • 3+ years in IT admin support

  • Certifications: MCSA, CompTIA, CCNA

  • Remote‑work discipline and English fluency

3. Corporate Counsel

• Responsibilities: Provide legal guidance, contract review, handle regulatory compliance, contribute to policy drafting.

• Requirements:

  • LLB/BProc

  • 4–6 years’ experience in financial/legal sectors

  • Strong written, stakeholder‑management skills

4. Contact Centre Agent (BPO)

• Organization: iSON Xperiences for PayJoy

• Shifts: Mon–Sat, 08:00–18:00

• Requirements: Grade 12 + 2 years’ call‑centre experience (preferably in financial services)

• Skills: Customer‑centric communication, multitasking, web navigation MyJobMag+3Indeed+3Indeed+3Salary.com+12Job Placements+12Job Placements+12Indeed

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Pay & Benefits Overview

• Full-time roles at PayJoy: ~R14k/month (R346–447/day depending on role) Indeed+8Indeed+8Indeed+8

• BPO Agents: R10k–15k/month, negotiable MyJobMag+2Job Placements+2Job Placements+2

• PayJoy Global Perks include 20 vacation days, health/life insurance, performance stipends (fitness, professional dev, coworking) Lever

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✅ Pros & Cons

✅ Pros

• Social mission – drive real change in financial inclusion

• Hybrid / flexible work models (esp. IT, fraud roles)

• Development opportunities: stipends for learning, remote-work tools, coworking

• Collaborative culture – “high-bandwidth communication” & inclusive workplace MyJobMag+3PayJoy+3Indeed+3

⚠️ Cons

• Salary ceiling – ~R14k/month may lag behind private sector

• After-hours coverage – BPO work can include weekends

• Start-up pace – high-performance environment may not suit everyone

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⭐ Who Should Apply

• Professionals with a blend of tech, analysis, and communication skills

• Candidates purpose-driven, seeking impact in financial access

• Individuals with 2+ years experience in fintech, fraud, IT, or compliance

• Self-starters who thrive in dynamic, mission-led environments

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How to Apply

1. Fraud Operations Lead

Apply directly on PayJoy Lever portal: PayJoy → Fraud Operations Lead (Johannesburg). Attach CV, short motivation (100–150 words), and fraud-related project examples.

2. Senior IT Specialist & Corporate Counsel

Apply via Indeed PayJoy Careers page. Upload CV, cover letter, and certifications (MCSA, LLB, etc.).

3. Contact Centre Agent

Reach out to iSON Xperiences: upload CV via their Job Placements page. Specify PayJoy role.

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Industry & Local Resources

• Stats SA Unemployment Rate Q1 2025 – 31.9% (quarterly release)

• FSCA – Financial Sector Regulation Act – standards for financial service providers

• National Treasury FinTech Avenues Report (2024) – outlines growth in phone-based finance

Recruitment Partner:

• iSON Xperiences – outsourced BPO for contact-centre roles

  • [Google Maps – iSON Xperiences Randburg location]

  • LinkedIn: iSON Xperiences

Upskilling Platforms:

• Codecademy / Coursera (IT certifications)

• ACFE SA – for certification in fraud exam

• PMP / Prince2 – for legal professionals transitioning to project governance

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FAQs

Q: What is the hiring timeline?
A: For fraud & IT roles, PayJoy’s interview process usually spans 1–2 weeks with two rounds (tech + culture fit) Lever+1MyJobMag+1Indeed+2Indeed+2Lever+2Indeed+5Indeed+5Lever+5Job Placements+1Job Placements+1Job Placements+1Job Placements+1.

Q: Is remote work possible?
A: Yes—hybrid work for fraud & IT roles in Johannesburg; BPO roles onsite.

Q: Do I need certifications?
A: Not mandatory but highly beneficial—especially fraud (CFE) & IT (CompTIA, Microsoft).

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Final Takeaways

If you’re driven to use your skills for financial justice, ready to dive into fintech’s fast lanes, and passionate about growth and impact, PayJoy’s opportunities in 2025 are worth exploring. Whether you’re a fraud sleuth, IT whiz, legal eagle, or customer champion—there’s a seat for you at the table.

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Quick Apply Links & Resources

• Fraud Operations Lead: [Apply on Lever]

• Senior IT Specialist / Corporate Counsel: Apply via Indeed PayJoy Careers

• Contact Centre Agent: Upload CV at Job Placements via iSON Xperiences

• Learn more on PayJoy: [South Africa site] & [Global site] Indeed+1Indeed+1

• Stats SA Q1 2025 Data – search “Stats SA unemployment Q1 2025”

• FSCA Reg. Act info – search “FSCA financial sector regulation act”

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Pro Tip: Tailor your CV to highlight:

1. Mission-driven achievements

2. Tech stacks (e.g. fraud tools, Azure, Python)

3. Soft skills—communication, cross-functional teamwork

4. Certifications or continuing education

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Keep an eye on PayJoy’s social media (LinkedIn, Facebook) for updates; and check the Stats SA site + National Treasury for evolving South African economic data. Best of luck – your purpose-driven impact awaits!